State-wise Cheapest Health Insurance Plan:
Here I am giving all states wise cheapest health insurers with an estimated monthly cost. Perhaps this list will help you to find your desired and affordable insurer very easily.
Here is the list-
Alabama:
Cheapest Company: Blue Cross Blue Shield of Alabama
Cheapest Silver Plan: Blue Cross Select Silver
Monthly Cost (40 years aged person): $452
Alaska:
Cheapest Company: Premera Blue Cross Blue Shield of Alaska
Cheapest Silver Plan: Premera Blue Cross Preferred Silver 3000 HSA
Monthly Cost (40 years aged person): $658
Arizona:
Cheapest Company: Blue Cross Blue Shield of Arizona
Cheapest Silver Plan: Blue Advance Health Silver – PimaFocus Network
Monthly Cost (40 years aged person): $330
Arkansas:
Cheapest Company: Arkansas Health & Wellness
Cheapest Silver Plan: Ambetter Balanced Care 12 (2021)
Monthly Cost (40 years aged person): $387
California:
Cheapest Company: Kaiser Permanente
Cheapest Silver Plan: Silver 70 HMO
Monthly Cost (40 years aged person):$325
Colorado:
Cheapest Company: Kaiser Permanente
Cheapest Silver Plan: KP CO Silver 2500/25
Monthly Cost (40 years aged person): $278
Connecticut:
Cheapest Company: ConnectiCare
Cheapest Silver Plan: Choice Silver Standard POS
Monthly Cost (40 years aged person): $479
Delaware:
Cheapest Company: Highmark Blue Cross Blue Shield Delaware
Cheapest Silver Plan: Health Savings Embedded Blue EPO Silver 3450 HSA
Monthly Cost (40 years aged person): $522
Florida:
Cheapest Company: Oscar
Cheapest Silver Plan: Oscar Silver Saver
Monthly Cost (40 years aged person): $408
Georgia:
Cheapest Company: CareSource
Cheapest Silver Plan: CareSource Marketplace Low Premium Silver
Monthly Cost (40 years aged person): $416
Hawaii:
Cheapest Company: Kaiser Permanente
Cheapest Silver Plan: KP HI Silver 4000/45
Monthly Cost (40 years aged person): $467
Idaho:
Cheapest Company: Blue Cross of Idaho
Cheapest Silver Plan: CPN North Central Silver 6000
Monthly Cost (40 years aged person): $ 467
Illinois:
Cheapest Company: Bright Health
Cheapest Silver Plan: Silver 5000
Monthly Cost (40 years aged person): $337
Indiana:
Cheapest Company: Ambetter from MHS
Cheapest Silver Plan: Ambetter Balanced Care 29
Monthly Cost (40 years aged person): $329
Lowa:
Cheapest Company: Oscar
Cheapest Silver Plan: Oscar Silver Saver
Monthly Cost (40 years aged person): $457
Kansas:
Cheapest Company: Ambetter (sunflower Health Plan)
Cheapest Silver Plan: Ambetter Balanced Care 12
Monthly Cost (40 years aged person): $441
Kentucky:
Cheapest Company: Anthem Blue Cross and Blue Shield
Cheapest Silver Plan: Anthem Silver Pathway X Transition HMO 4650 for HSA
Monthly Cost (40 years aged person): $406
Louisiana:
Cheapest Company: CHRISTUS Health Plan
Cheapest Silver Plan: CHP LA Basic Silver – Two Free PCP Visits
Monthly Cost (40 years aged person): $407
Maine:
Cheapest Company: Harvard Pilgrim Health Care
Cheapest Silver Plan: Maine’s Choice plus HMO Silver 6500
Monthly Cost (40 years aged person): $392
Maryland:
Cheapest Company: Kaiser Permanente
Cheapest Silver Plan: KP MD Silver 3200/20%/HSA/Vision
Monthly Cost (40 years aged person): $339
Massachusetts:
Cheapest Company: BMC HealthNet Plan
Cheapest Silver Plan: Standard Silver: BMC HealthNet Plan Silver A II
Monthly Cost (40 years aged person): $344
Michigan:
Cheapest Company: Ambetter from Meridian
Cheapest Silver Plan: Ambetter Balanced Care 12 (2021)
Monthly Cost (40 years aged person): $292
Minnesota:
Cheapest Company: UCare
Cheapest Silver Plan: UCare M Health Fairview Silver HSA
Monthly Cost (40 years aged person): $265
Mississippi:
Cheapest Company: Ambetter from Magnolia Health
Cheapest Silver Plan: Ambetter Balanced Care 12 (2021)
Monthly Cost (40 years aged person): $419
Missouri:
Cheapest Company: Cigna Healthcare
Cheapest Silver Plan: Cigna Connect 5500
Monthly Cost (40 years aged person): &413
Montana:
Cheapest Company: Blue Cross and Blue Shield of Montana
Cheapest Silver Plan: Blue Focus Silver POS℠ 206
Monthly Cost (40 years aged person): $356
Nebraska:
Cheapest Company: Medica
Cheapest Silver Plan: Medica with CHI Health Silver Copay
Monthly Cost (40 years aged person): $527
Nevada:
Cheapest Company: Friday Health Plans
Cheapest Silver Plan: Friday Silver
Monthly Cost (40 years aged person): $352
New Hampshire:
Cheapest Company: Ambetter (New Hampshire Healthy Families)
Cheapest Silver Plan: Ambetter Balanced Care 11 (2021)
Monthly Cost (40 years aged person): $325
New Jersey:
Cheapest Company: Horizon
Cheapest Silver Plan: OMNIA Silver Value
Monthly Cost (40 years aged person): $388
New Mexico:
Cheapest Company: Molina Healthcare
Cheapest Silver Plan: Constant Care Silver 1
Monthly Cost (40 years aged person): $388
New York:
Cheapest Company: Fidelis Care
Cheapest Silver Plan: Fidelis Care, Silver, ST, INN, Fidelis Care HBX Network, Pediatric Dental, Dep25, Free Telemedicine
Monthly Cost (40 years aged person): $313
North Carolina:
Cheapest Company: Bright Health
Cheapest Silver Plan: Silver 5000
Monthly Cost (40 years aged person): $476
North Dakota:
Cheapest Company: Medica
Cheapest Silver Plan: Altru Prime by Medica Silver Copay
Monthly Cost (40 years aged person): $400
Ohio:
Cheapest Company: Ambetter (Buckeye Health)
Cheapest Silver Plan: Ambetter Balanced Care 29 (2021)
Monthly Cost (40 years aged person): $311
Oklahoma:
Cheapest Company: Bright Health
Cheapest Silver Plan: Silver 5000
Monthly Cost (40 years aged person): $476
Oregon:
Cheapest Company: Providence Health Plan
Cheapest Silver Plan: Connect 4500 Silver
Monthly Cost (40 years aged person): $402
Pennsylvania:
Cheapest Company: Highmark Coverage Advantage Inc
Cheapest Silver Plan: Together Blue EPO Silver 3450 HSA
Monthly Cost (40 years aged person): $328
Rhode Island:
Cheapest Company: Neighborhood Health Plan
Cheapest Silver Plan: Neighborhood COMMUNITY
Monthly Cost (40 years aged person): $328
South Carolina:
Cheapest Company: Ambetter from Absolute Total Care
Cheapest Silver Plan: Ambetter Balanced Care 29 (2021)
Monthly Cost (40 years aged person): $391
South Dakota:
Cheapest Company: Sanford Health Plan
Cheapest Silver Plan: Sanford TRUE $4,750
Monthly Cost (40 years aged person): $473
Tennessee:
Cheapest Company: Cigna Healthcare
Cheapest Silver Plan: Cigna Connect 7300
Monthly Cost (40 years aged person): $428
Texas:
Cheapest Company: Blue Cross and Blue Shield of Texas
Cheapest Silver Plan: MyBlue Health Silver℠ 405
Monthly Cost (40 years aged person): $381
Utah:
Cheapest Company: SelectHealth
Cheapest Silver Plan: Value Benchmark Silver 6500 – no deductible for an office visit
Monthly Cost (40 years aged person): $443
Vermont:
Cheapest Company: MVP Health Care
Cheapest Silver Plan: MVP VT plus Reflective Silver 1
Monthly Cost (40 years aged person): $443
Virginia:
Cheapest Company: Cigna Healthcare
Cheapest Silver Plan: Cigna Connect 6500
Monthly Cost (40 years aged person): $392
Washington:
Cheapest Company: Coordinated Care
Cheapest Silver Plan: Ambetter Balanced Care 1 (2021)
Monthly Cost (40 years aged person): $344
West Virginia:
Cheapest Company: CareSource
Cheapest Silver Plan: CareSource Marketplace Low Premium Silver
Monthly Cost (40 years aged person): $508
Wisconsin:
Cheapest Company: Common Ground Healthcare Cooperative
Cheapest Silver Plan: Envision – Silver 7000/75
Monthly Cost (40 years aged person): $343
Wyoming:
Cheapest Company:
Blue Cross Blue Shield of Wyoming
Cheapest Silver Plan: Blue Select Silver Balance
Monthly Cost (40 years aged person): $647
Which state has the lowest cost of health insurance?
Hawaiians offers the lowest premium to its buyers. You will be astonished to know the lowest single premium of this state. It is $846.67 a year! And this state is the only one that offers the lowest coverage for a plan of $1000 yearly!
Finally,
The Cost of the health insurance plan depends on your state and on your choice. It depends on your total income as well. If your economic condition falls below 138% (federal Poverty Level), you can get Medicare’s cheapest health plan for you. However, the most suitable health plan perhaps will come through your marketplace, comprising both the off-exchange program and short-term health policy as well.
The cheapest health insurance may not meet your health expense needs effectively. Therefore, be sure you have an affordable health plan that can meet your medical demand as well.
Thank you.
Source: (Price, 2021)